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一号台 · 登记册Desk #1 · Registers

外部 Agent 准入与监管动作登记册External Agent Access & Regulatory Actions Registers

一号台（企业 AI 架构情报）的三本公开登记册：AGT 记平台与机构给外部 Agent 立的规矩，GOV 记企业给自家 AI 用量与权限立的治理规矩，REG 记监管者对 AI 公司的动作。逐条登记主体、类别、对应的关、生效日期、要点、来源与证据等级；证据等级照登记册口径标注，媒体转述单独标明并给复核日。Three public registers from Desk #1 (Enterprise AI Architecture Intelligence): AGT records the rules platforms and institutions set for outside agents, GOV records the governance rules companies set for their own AI usage and access, and REG records the actions regulators take against AI companies. Each entry logs its entity, category, gates, effective date, key points, source and evidence grade; grades follow the register standard, and media-reported items are marked as such with a review date.

证据等级Evidence grades一手已核Primary-verified多源已核Multi-source verified媒体转述Media-reported, pending待核Unverified

收录平台与机构对外部 Agent 的准入规矩与执行动作。口径先说清：针对的是未声明身份的外部 Agent，不是泛指「AI 爬虫」。Access rules and enforcement that platforms and institutions direct at outside agents. One point of wording up front: the target is outside agents that do not declare their identity, not AI crawlers in general.

AGT-001 Amazon（亚马逊）Amazon禁止未声明身份的外部 Agent 在 Amazon.com 浏览与下单Blocking undeclared outside agents from browsing and ordering on Amazon.com 网关（主）＋门禁（次）Gateway (primary) + Access Control (secondary)2026-09-20（封锁生效；此前亚马逊已要求 Meta 将其移出 Muse 体验，遭拒）2026-09-20 (blocking took effect; Amazon had first asked Meta to remove it from the Muse experience and was refused) （事件与亚马逊立场）；《使用条件》条款子项一手已核(events and Amazon's position); the Conditions of Use clause primary-source verified核 2026-10-24Checked 2026-10-24无更正No corrections
主体Entity
Amazon（亚马逊）Amazon
类别Category
外部 Agent 准入External agent access
对应的关Gate
网关（主）＋门禁（次）Gateway (primary) + Access Control (secondary)
生效Effective
2026-09-20（封锁生效；此前亚马逊已要求 Meta 将其移出 Muse 体验，遭拒）2026-09-20 (blocking took effect; Amazon had first asked Meta to remove it from the Muse experience and was refused)
要点Key points
Meta 2026-09-08 推出个人 Agent「Muse」，能替用户在各家网站浏览、购物。亚马逊先要求把自家移出 Muse 的体验范围，被拒绝；2026-09-20 起动手封锁，Muse 在 Amazon.com 的浏览与下单被拦下，靠《使用条件》弹窗与反机器人墙执行。亚马逊的三点理由都围着身份转：Meta 没有事先告知；Muse 浏览时不表明自己是 Agent；它疑似捕获并存储客户凭证，能碰到账户页与订单历史，等于一个没有披露的第三方在替用户操作。亚马逊《使用条件》里有一节专门写给 Agent，至迟 2025 年已经写进、2026 年 8 月修订过：每次请求要在 User-Agent 里以「Agent/名字」的格式表明身份，不许模拟人类击键，不许绕验证码，被问是不是机器要如实回答，亚马逊要求停就立即停。封的不是「AI 爬虫」，是未声明身份的外部 Agent 的访问与交易。Meta 对封锁没有公开回应。Meta launched Muse, a personal agent that browses and shops on users' behalf, on 2026-09-08. Amazon first asked to be removed from the Muse experience and was refused; from 2026-09-20 it blocked Muse's browsing and checkout on Amazon.com, enforced through a Conditions of Use pop-up and an anti-bot wall. Amazon's three reasons all turn on identity: Meta gave no prior notice; Muse does not identify itself as an agent while browsing; and it appears to capture and store customer credentials, reaching account pages and order history: an undisclosed third party operating on the user's behalf. Amazon's Conditions of Use carry a section written for agents, in place since at least 2025 and revised in August 2026: identify yourself in the User-Agent of every request in an 'Agent/[agent name]' format, do not simulate human keystrokes, do not defeat captchas, answer truthfully when asked whether you are a machine, and stop immediately when asked. What was blocked was not 'AI crawlers' but access and transactions by outside agents that do not declare their identity. Meta has not publicly responded to the block.
来源Source
GeekWire 首发（2026-09-21）；发言人 Lara Hendrickson 具名声明经 Bloomberg、GeekWire、Adweek、Retail Dive、Forbes 等五家以上逐字引用；《使用条件》AGENTS 节官方页 2026-10-24 直读GeekWire first report (2026-09-21); named spokesperson Lara Hendrickson's statement quoted verbatim by Bloomberg, GeekWire, Adweek, Retail Dive, Forbes and others; the AGENTS section of Amazon's Conditions of Use read firsthand on 2026-10-24
证据Evidence
多源已核（事件与亚马逊立场）；《使用条件》条款子项一手已核Multi-source verified (events and Amazon's position); the Conditions of Use clause primary-source verified
核查Verified
2026-10-242026-10-24
状态Status
在用Active
更正记录Corrections
暂无更正。None so far. 发现错误？报告 AGT-001 →Spotted an error? Report AGT-001 →
AGT-002 JPMorgan Chase（摩根大通）JPMorgan Chase禁止未声明身份的外部 Agent 代客户登录账户与动钱，只许经开放银行连接器只读数据No undeclared outside agents logging into customer accounts or moving money; read-only data via open-banking connectors only 网关（主）＋门禁（次）Gateway (primary) + Access Control (secondary)2026-10-13（财报电话会公开表态并确认现行执行）2026-10-13 (stated on the Q3 earnings call; execution confirmed) 核 2026-10-24Checked 2026-10-24无更正No corrections
主体Entity
JPMorgan Chase（摩根大通）JPMorgan Chase
类别Category
外部 Agent 准入External agent access
对应的关Gate
网关（主）＋门禁（次）Gateway (primary) + Access Control (secondary)
生效Effective
2026-10-13（财报电话会公开表态并确认现行执行）2026-10-13 (stated on the Q3 earnings call; execution confirmed)
要点Key points
2026-10-13 三季度财报电话会上，CEO 戴蒙（Jamie Dimon）把责任口径说得很直：这里面有一个责任转移，授权外部 Agent 的客户得明白这个责任转移；又说不会让随便什么外部 Agent 进到公司里面来，因为这对客户和对摩根大通都太危险。会后发言人向 CNBC 确认执行口径：不许拿客户凭证登录替客户动钱；经 Plaid 等开放银行连接器只读余额这类数据，仍然可以；银行未给未来放行时间表。报道点名受影响的外部 Agent 是 Meta Muse 与 Spear Street Technology 的 Instinct，是 CNBC 报道点名的，不是戴蒙本人在会上点名的。On the 2026-10-13 third-quarter earnings call, CEO Jamie Dimon put the liability line bluntly: there is a liability transfer here, and customers who authorise outside agents should understand it; and the bank will not let just any outside agent come inside the company, because it is too risky for clients and for JPMorgan. A spokesperson then confirmed the operating line to CNBC: no logging in with customer credentials to move money on a customer's behalf; read-only data, such as balances, through open-banking connectors like Plaid remains allowed; and the bank gave no timeline for any future opening. The outside agents named as affected, Meta's Muse and Spear Street Technology's Instinct, were named in CNBC's reporting, not by Dimon on the call.
来源Source
JPMorgan 2026 年三季度财报电话会实录（Motley Fool、MarketBeat、EarningsWhispers 三份逐字稿关键段一致）；发言人向 CNBC 的确认（2026-10-13）JPMorgan Q3 2026 earnings-call transcripts (Motley Fool, MarketBeat and EarningsWhispers agree verbatim on the key passages); the spokesperson's confirmation to CNBC (2026-10-13)
证据Evidence
一手已核Primary-source verified
核查Verified
2026-10-242026-10-24
状态Status
在用Active
更正记录Corrections
暂无更正。None so far. 发现错误？报告 AGT-002 →Spotted an error? Report AGT-002 →
AGT-003 新NEWCharles Schwab（嘉信理财）Charles Schwab不许外部 Agent 拿客户凭证或浏览器自动化替客户登录；部分外部大模型可替客户下单，不能动钱No outside agents logging in for clients with their credentials or browser automation; some outside LLMs may place trades for clients, but may not move money 网关（主）＋门禁（次）Gateway (primary) + Access Control (secondary)2026-10-15（财报电话会公开表态）2026-10-15 (stated on the earnings call) 核 2026-10-28Checked 2026-10-28无更正No corrections
主体Entity
Charles Schwab（嘉信理财）Charles Schwab
类别Category
外部 Agent 准入External agent access
对应的关Gate
网关（主）＋门禁（次）Gateway (primary) + Access Control (secondary)
生效Effective
2026-10-15（财报电话会公开表态；未给出具体生效日）2026-10-15 (stated on the earnings call; no specific effective date given)
要点Key points
2026-10-15 财报电话会上，CEO 沃斯特（Rick Wurster）说，有一种方式他们认为不安全，就是 Agent 直接来网站替客户登录，公司不会允许；公司每拦下一个 AI Agent 都会收到通知，这类通知不多。客户可以用 ChatGPT 等大模型做股票交易，部分大模型可接入嘉信完成交易；今后会有更多客户和大模型能下单，但不能转钱，理由是对客户和公司风险都太大。自家助手 Charley 起步只做改地址、指定可信联系人等少数操作，目前主要用于信息与汇总。另一说并列：业内顾问（Nexus Strategies 创始人）认为，嘉信也有保护现金归集业务的动机。On the 2026-10-15 earnings call, CEO Rick Wurster said there is one way the firm considers unsafe, an agent coming to the site and logging in on a client's behalf, and that Schwab will not allow it; the firm gets a notice each time it blocks an AI agent, and such notices are infrequent. Clients can use ChatGPT and other LLMs for stock trades, and certain LLMs can connect to Schwab to complete transactions; more clients and LLMs will be able to trade over time, but not move money, because the risk to client and firm is too high. Schwab's own assistant, Charley, starts with a few actions such as changing an address or naming a trusted contact, and is mainly used for information and synthesis for now. A second view, kept alongside: an industry adviser (founder of Nexus Strategies) argues Schwab also has an incentive to protect its cash sweep business.
来源Source
嘉信理财 2026 年三季度财报电话会（American Banker 2026-10-15 报道转引；Financial Planning 等同期报道）；逐字稿本站未直读Charles Schwab Q3 2026 earnings call (as quoted by American Banker, 2026-10-15; Financial Planning and others reported the same); transcript not read firsthand
证据Evidence
多源已核（读到逐字稿可升一手）Multi-source verified (upgradable once the transcript is read)
核查Verified
2026-10-282026-10-28
状态Status
在用Active
更正记录Corrections
暂无更正。None so far. 发现错误？报告 AGT-003 →Spotted an error? Report AGT-003 →

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编号规则、证据等级与更正政策见Numbering rules, evidence grades and the corrections policy are set out in 《记录格式说明》the Record Format note。.